What are the member groups?

The plan has specialized member groups for police officers and firefighters.

Membership in group 5

You are in group 5 if:

• Your employer joined the plan for firefighters or police officers on or after January 1, 2025, or
• Your employer joined the plan for firefighters or police officers prior to 2025 and has been approved to participate in group 5.

If your employer joined the plan for firefighters or police officers prior to 2025 and has not been approved to participate in group 5, you are in group 2.

If your employer moves from group 2 to group 5, the following applies:

• Non-union firefighters and police officers (e.g., chiefs and deputies) hired after the employer moves to group 5 will enrol in group 5.
• Non-union firefighters and police officers who are active members when their employer moves to group 5 will be given a one-time opportunity to opt out of group 5 enrolment and remain in group 2.
• All unionized firefighters and police officers will move to group 5.