Sign in to My Account to find out the cost to buy service and how much your monthly pension benefit may increase.

1. In My Account, click Estimates > Purchase cost estimator
2. Follow the steps
3. Use your estimate to help with decision making or consult with a financial advisor

Who can use the estimator

Most members who are eligible to buy service can use the purchase cost estimator. Eligibility may include:

• Your leave has ended
• Within the deadline to apply
• Actively employed by same employer

Who can’t use the estimator

• If you want to make continuous contributions for your Employment Standards Act (ESA)-approved leave of absence
• If you have a former spouse who is entitled to a share of your pension
• If you are currently working in a position where you do not make monthly pension contributions
• If you are currently on long-term disability and want to buy back a previous leave
• If you want to buy past service—time worked before you or your employer joined the plan
• If you want to buy service for an ESA-approved leave and you were not working full time before the leave

For most of these scenarios, you must complete the Purchase of Service Application Package, located at the bottom of the page Submit a form to buy service.

For past service, you can get a cost estimate based on your age and salary by going to Buying past service.